| Loan
Type |
Annual
Percentage Rate |
Rate
Based on Credit Score? |
Loan
Terms |
| New
and Used Vehicles (1997
and newer) |
4.95%
up
to
14.99% |
Yes |
2003-2005
up to 72 months
1998-2002
up to 60 months
1997-1999
up to 48 months
Used over
$18,000 - up to 72 months
New or
Used over $25,000 - up to 84 months
New or
Used over $30,000 - up to 84 months |
| New
and Used Street Legal Motorcycles - (2001 and newer)
|
6.74%
up
to
16.99% |
Yes |
up
to 60 months
over $18,000
up to 72 months
|
| Off-Road Motorcycle, ATV, Personal Watercraft & Snowmobile (2001 and newer) |
9.99%
up
to
18.00% |
Yes |
up
to 48 months
over $10,000
up to 60 months |
| Unsecured/Signature |
12.00%
up
to
18.00% |
Yes |
$500
minimum, up to 48 months |
| Signature
Line of Credit |
12.00% |
No |
Monthly
payments are 4% of loan balance |
| VISA
Credit Card (purchases, 25 day grace period) |
12.90% |
No |
Monthly
payments are 5% of loan balance |
| Overdraft
Protection |
14.00% |
No |
Monthly
payments are 5% of loan balance
|
| Boat,
Motor, & Trailer - New, current and prior year |
7.50%
up
to
16.75% |
Yes |
80
% financing, up to 60 months |
| Boat,
Motor, & Trailer - Used, 1999 and older |
9.50%
up
to
16.75% |
Yes |
80
% financing, up to 48 months |
| Recreational
Vehicles, Campers and Trailers - New and Used |
6.50%
up
to
13.25% |
Yes |
$3,500
- $9,999 - up
to 72 months $10,000
- $14,999 - up
to 96 months
$15,000
and above -
up to 120 months
|
