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Share/Savings
Accounts
A minimum deposit of $25.00 into your account,
plus a $2.00 membership fee, establishes your membership in the
credit union and allows you to utilize all our other services.
This account earns interest quarterly, based on the average daily
balance of your account.
Money Market
Accounts
This account provides a high-yield return without
sacrificing account flexibility. A minimum balance of $2,000 is
required and up to three withdrawals per month can be performed
without charge. Interest is earned on the average daily balance
of this account, and is paid quarterly.
Auxiliary Savings
Accounts
To help our members save for specific items, we've
personalized our savings program with an Auxiliary Savings Account.
Whether you're saving for a car, boat, home, or a vacation we
can help you keep track of your goals to make saving easy. This
account earns interest at the same rate as a share account.
Christmas
Club Account
A Christmas Club Account is an excellent way to
save money for the holidays, and there's no minimum deposit requirement.
You can make your own deposits or have funds transferred each
month from another account, held at WDCCU, into your Christmas
Club Account to ensure you'll have funds available for holiday
shopping.
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Certificates
of Deposit
Whether you're interested in a short-term investment
or long-term nest egg, WDCCU offers terrific rates that earn at
a higher rate than what you would earn in your regular share/savings
account. We offer a variety of terms ranging for 12 months to
5 years, with a minimum deposit of $1,000. Dividends are paid
monthly.
IRA
Individual Retirement Accounts
Contributions made to an IRA will earn more than
a non-IRA investment, because the earnings on this account are
tax deferred. With a minimum deposit of $50.00, you can begin
setting long-term financial goals and plan for your retirement.
We offer regular IRA savings accounts or IRA certificates. Anyone
with $2,000 of earned income can contribute up to $2,000 a year
to an IRA. Non-working spouses are also eligible to contribute
up to $2,000. For tax benefit information, please check with your
tax advisor.
To
Open a Savings Account
Simply stop by our office anytime Monday through
Friday from 8:30 a.m. to 4:30 p.m. Be sure to bring a valid Colorado
I.D.
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